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COVID-19 UPDATE: Fingo Finance is still OPEN for business. There have been a number of relief assistances announced from a number of our financiers. Read More

novated lease

getting the right Novated Lease
is easy with fingo

what is a novated lease

Put simply, a novated lease is an agreement between yourself, a financier, and your employer, that saves GST and income tax, being a salary packaging benefit you enjoy unlimited private use. The total of all finance and operating costs are deducted from your gross salary, which in turn reduces the income tax, an exclusive approach that saves a significant amount of money.

Novated Lease is a great way to save money but not all novated leases are equal, if paying less for your car, maximising your tax break and mitigating most of your finanical risks is important to you. Then, let us tailor a novated lease package for you!

novated lease calculator

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How our process works

1. choose your car

Whether it’s a Dealer or Private sale, get their best written quote.

2. we negotiate a lower purchase price

We’ll negotiate a 10-25% discount from the dealer with our fleet buying power and exclusive industry relationships.

3. receive a transparent novated lease quote

Now that you’ve got a great deal on your vehicle, it’s time to get a great deal on your Novated Lease too.

4. we take care of the boring paperwork

Upon your acceptance of our market leading Novated Lease product, we’ll arrange everything with the dealer on your behalf.

5. drive away in your new car

We present you with the necessary documentation, you sign and drive away.

click here to get started

benefits of a novated lease

for employees

  • No GST on purchase price
  • No deposit required
  • SAVE on your vehicle running and maintenance costs
  • SAVE thousands in income tax
  • Take vehicle with you if changing job
  • Just one easy monthly payment for all your vehicle expenses.

for employers

  • Cheaper and easier to manage than providing company cars
  • Provide a more attractive remuneration package to potential and existing customers
  • No residul risk
  • Lower Payroll tax and WorkCover premiums. No surplus vehicles if an employee changes jobs
  • We take care in arranging everything so you can focus on important business matters instead of organising car finance

start your benefits now

how we're different

Through our wealth of industry knowledge we are able to offer savings unrivalled by other financiers. Talk to one of our consultants today about how you can save more with Fingo.

Tailored Package

We craft a package specifically to your values and needs, so that you can get the most out of our services.

Replacement Policy

Unhappy with your car or looking to upgrade? Fingo will accommodate your requests and re-negotiate your plan in order to set you up with your ideal vehicle.

Fully Transparent

We operate with full transparency to ensure you don’t get stuck with hidden fees or taxes.

Same-Day Approvals

We want to get the ball rolling as soon as possible, and you don't want to be held up by unnecessary waiting periods.

End-To-End, Flexible Service.

Fingo strives to be a helping hand from start to finish. If you're struggling to pay off your loans or need to reshape your package, our team is here to help.

save thousands with Fingo

start saving now

over 20,000 happy customers since 2004